This question dives deep into several different areas. The first being dependent on the type of insurance you have. Some policies won’t cover flooding damage, but will cover a water leak. Make sure that the insurance coverage you choose, especially if you live in Florida, is going to account for flooding.
What Isn’t Covered?
There are going to be a few things that your insurance company might not cover, and that is any damage that occurs due to negligence. If you leave your appliances on during the storm that lead to a fire, your insurance company may not cover it.
Make sure you check your policy to see what types of damages are covered and what aren’t. If you have any questions, you can call Platinum Public Adjusters for a free consultation.
How to Deal with the Aftermath
One of the first things you should keep in mind is that your home may not be safe to return to quite yet. You may feel tempted to start cleaning up and making room for you and your family right off the bat. However, before you touch anything, take pictures! With a timestamp, you’ll be able to capture all the damage that happened out of your control while the storm raged on.
Perhaps you even suffered from Hail Damage and need to make an insurance claim. This is where a Public Adjuster could help.
How Does a Public Adjuster Help?
One main reason for hiring a public adjuster is to have someone that helps to relieve the stress of dealing with your insurance company. We’ll stop at nothing to make sure that you get every penny you deserve to repair the damages to your property.
Often, insurance adjusters will lowball you with prices for repairs using the cheapest materials. With a public adjuster on your side, we’ll work hard to document every bit of damage and advocate for you to get the maximum payout.
Platinum Public Adjusters
At Platinum Public Adjusters, we provide assistance for damage claims involving pipe leaks, hurricanes, fire, wind, and lightning. As Florida natives, we understand the disaster that can occur from an unexpected storm. If you need any help with your insurance claim, give us a call at 786-789-1400! We’re happy to assist you.