We are experts at helping homeowners manage their fire damage claim process. We will professionally inspect the fire damage, help you file your claim, and negotiate the payment with your insurance provider to ensure you get the maximum payout fast!

Anyone can become a victim of a fire. The damage from a fire is both physical and emotional. Working with a caring and experienced public adjuster can help you quickly get things back in order. It can be a relief to know that your fire damage claim will be handled appropriately during such a stressful time.

Fire damage is typically covered by your homeowner’s insurance policy. However, properly filing a fire damage claim can be tricky. A fire claims adjuster will properly assess the damage and determine an accurate cost of repairs. This is best done by an experienced professional contractor. Hiring a contractor who is reputable and experienced adds to the already long list of to-do tasks.

This is why working with a fire claims adjuster in Miami can be beneficial. The fire claims adjuster you work with should be experienced working with fire damage claims in Florida. We work with trusted and experienced fire damage restoration services to ensure the best possible outcome for your claim. Working with an experienced Florida public adjuster, dramatically improves your chances of getting your fire damage claim approved with the highest payout.

Patricia called Platinum Public Adjusters and was able to get more for her claim after a house fire.

There are several types of properties that may be covered in the event of a fire.

General Types of Coverage:

• Dwelling Coverage: Homeowners insurance helps cover the damage to your home or attached structures such as the garage. If your home is unlivable during repairs, your insurance policy may cover additional living expenses and other incidentals such as hotels and food.
• Detached Structures: Some insurance policies cover structures that are not attached to your home or business such as fences, detached garages, or shed.
• Personal Property: Loss of personal property such as clothing, furniture, and appliances due to fire may also be covered under the insurance policy. If they are completely destroyed or damaged, the insurance company may even help replace them.
• Landscaping: Some homeowners insurance policies also cover damages to your trees or shrubs.

Once a fire damage insurance claim is submitted, the insurance company will evaluate or investigate the cause of the fire. They investigate your claim to determine what the costs of repairs may be and determine the value of your property.

Our fire claims adjuster can review your claim and any related reports that describe the fire, the burn pattern, and the value of the damaged property. Our public insurance adjuster team, may spot additional unforeseen expenses that may be covered. This can increase the settlement amount of your fire damage claim.

After an insurance claim is submitted to the insurance company, they must recognize the claim within 15 days. The insurance company has up to 40 days to approve or deny your claim.

If the insurance company accepts and approves the claim, then they have up to 30 days to reimburse you.

If your claim is denied contact us right away. In Florida, you have 90-days to dispute a denied claim. Since it already takes about 90-days to get a claim approved, this can delay your repairs and compensation an extra three months. It is best to hire a fire claims adjuster or even an attorney to review and reopen your claim. The attorney can provide additional documents, numerous types of evidence, and written estimates.

Working with Platinum Public Adjusters will give you the peace of mind to focus on other matters that need your attention.

The first order of business is to assess the fire damage and put forth a value for the claim. Our goal is to make the process as efficient and fast as possible. We begin by visiting the fire damage site to evaluate any damages. We then examine every part of the structure and investigate what has been damaged by fire, smoke damage, or water damage.

Once we have collected all the needed evidence, we prepare the complete claim in accordance with the rules of your insurance company. Every claim is supported by proper evidence in order to make sure you win the claim and get the settlement amount.

A thorough process ensures your case is strong.