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Contact Platinum Public Adjusters
Whether you have experienced fire damage, water damage, mold damage, or wind damage, we are here to help! We will help you recover the most money for your losses.
Contact Platinum Public Adjusters 24-hours a day.
Public adjusters offer a range of services, including:
- Assessing property damage
- Reviewing your insurance policy
- Preparing and filing your claim
- Estimating repair and replacement costs
- Being with you at your property for inspections by the insurance company
- Negotiating with your insurance company for a fair settlement
- Handling all communication with the insurer during the claims process
In most cases, yes. Public adjusters are skilled at identifying hidden damages, interpreting complex insurance language, and negotiating for a higher payout. Studies show that policyholders who hire public adjusters often receive significantly larger settlements (747% higher according to an OPPAGA study) than those who go through the claims process without professional assistance.
Hiring a public adjuster early in the claims process is generally a good idea. They can help you by documenting the damage and following the proper claims procedures. However, if you’ve already started the claims process and are not satisfied with the settlement or communication from the insurance company, hiring a public adjuster is still beneficial and a great option to move forward with your claim.
The timeline can vary depending on the complexity of the claim, the type of damage, and the responsiveness of the insurance company. Typically, having a public adjuster involved can help expedite the process by ensuring all required documents are submitted correctly and quickly and staying on top of the insurance company.
Yes, public adjusters are required to be licensed by the state in which they operate. This ensures they have the necessary expertise and qualifications to represent your interests in the claims process.
Yes! Public adjusters are qualified to handle both residential and commercial insurance claims. Whether it’s a home, apartment complex, or business property, a public adjuster can assess the damages and advocate for a fair settlement.
Mold damage is caused primarily by excess moisture, which creates an environment that promotes mold growth. Working with a mold damage claims adjuster can help ensure a thorough assessment of the damage, facilitate the claims process, and ensure that all necessary repairs and remediation are covered under your policy.
Detecting mold in your home can sometimes be straightforward, but it can also be tricky because it often grows in hidden or less visible areas.
- Discoloration or stains and spots on walls, floors, ceilings, and other surfaces.
- A musty odor that is poignant throughout your home
- An increase in headaches, coughing, sneezing or other respiratory problems
- Water damage that appears on the walls, warped floors, or bubbling paint
If you’re unsure or have any doubts about mold in your home, call us and have a licensed public adjuster come out to your property to take a look and advise you on the best path forward.
Depending on the cause of the damage, homeowners insurance will cover the damage. If you are in need of additional mold claim support, our team can provide you with the proper resources and guidance.
If you’ve experienced a fire, it’s crucial to act quickly and carefully to protect your property and ensure the best possible outcome for your claim. Here are the key steps to take:
- Ensure safety first
- Contact your insurance company
- Document the damage and anything that was lost or damaged
- File a fire damage claim
- Call a public adjuster if you have any questions
Preventing fire damage is all about taking proactive steps to reduce the risk of a fire starting and to ensure your property is better equipped to handle potential threats. Here are some key tips to help prevent fire damage:
- Install smoke detectors
- Check all electrical systems and ensure safety
- Properly store flammable materials
- Keep your home clean
- Get your fireplace checked at least once a year by a professional
- Have a fire extinguisher in the house
As a homeowner, ensuring that you file a house fire insurance claim immediately after a fire occurs can help expedite getting your property repaired or replaced, minimizing financial strain during a challenging time.
Theft is the unlawful taking of someone’s property with the intent to permanently deprive the owner, while vandalism is the intentional destruction of someone’s property without the owner’s permission.
Florida experiences a variety of storms, some being more common and frequent than others, like hurricanes. Floridians also experience tropical storms, flooding rains, and tornadoes. Connecting with public adjusters in Florida who specialize in storm claims can provide their expertise and advice on how to protect your property and assist in filing and handling a claim if damage has occurred.
Preventing storm damage to your home involves protecting your property from wind, water, and debris. Here are several steps you can take to minimize the risk and impact of storm damage:
- Strengthen the exterior of your home
- Trim trees and shrubs
- Install a sump pump
- Install a storm-resistant door
- Check gutters and drainage
- Secure outdoor items
- Create an emergency plan and kit
- Keep an eye on weather updates and stay informed
Storm damage claims can be tedious, but filing for them immediately will allow you to get your property fixed as quickly and efficiently as possible.
A variety of factors, both internal and external, can cause water damage in homes. Here are the most common causes:
- Plumbing leaks or failures
- Roof lakes
- Flooding
- Poor drainage
- Appliance failures
- HVAC problems
- Sewage backups
- Landscaping issues
If you discover water damage in your home, it’s important to act quickly to minimize further water damage, protect your property, and ensure proper repairs. Here’s a step-by-step guide on what to do immediately:
- Stop the source of water
- Assess the damage
- Remove standing water
- Dry the affected area
- Protect your belongings
- Take photos of the damage
- Contact your insurance company
- Contact a professional to repair the damage
- Keep records of your actions
The water damage insurance claim process can be lengthy, but choosing the right public adjuster can provide you with expert advice, an experienced professional advocating on your behalf, and the maximum payout from your insurance company to fix your property.
If your home floods, it’s crucial to act quickly and carefully to ensure your safety and minimize the damage. Here’s what you should do:
- Ensure safety: evacuate everyone from your home, avoid electrical hazards, and move to higher ground
- Call emergency services
- Stay informed on weather reports and conditions
- File a flood damage or water damage claim
- Check flood zone maps
- Check with your insurance provider about your current location
- Look for local flooding history
- Use flood risk tools and websites
Platinum Public Adjuster County Coverage
Platinum Public Adjusters specialize in helping business owners in South Florida and Southwest Florida areas
Residential
West Palm Beach, FL
$ 81,639
Original payment: below deductible
Residential
Fort Myers, FL
$ 58,990
Original payment: $11,379
Residential
Hollywood, FL
$ 136,745
Original payment: $16,745 deductible
Commercial
Miami, FL
$ 716,388
Original payment: $65,210 deductible
