Filing A Homeowner’s Insurance Claim


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Residential Insurance Claims

filing a homeowners insurance claim | platinum public adjusters

Local Expertise, Local Care:

Public Adjuster Services In Your Community

Platinum Public Adjusters is here to serve our community by providing the following services, with ease and stress-free, to take the burden off your hands:

Claim Evaluation and Documentation

Platinum Public Adjusters will assess your insurance policy coverage, review the extent of property damage or loss, and collect and document evidence needed for claim filing such as inspection reports, photographs, and documentation.

Claim Negotiation

Let Platinum Public Adjusters negotiate with your homeowner’s insurance company on your behalf.  All necessary information will be submitted accurately in order to maximize the chance of a successful claim, and discrepancies that arise during the settlement process will be handled.

Maximizing Claim Settlement

With an expert understanding of insurance policies, coverage limits, and the valuation of property damage, Platinum Public Adjusters identify components of the claim and properly account for them in the settlement.


Acting as your advocate, Platinum Public Adjusters will communicate directly with the insurance company.  They report claim details, address disputes, and negotiate with the insurance company when it matters, with your best interests in mind so that your claims case is handled fairly.

Are you a homeowner that needs help with an insurance claim? 
Let a local Florida public adjuster, Platinum Public Adjusters, take the reins!

Contact Platinum Public Adjusters

18425 NW 2nd Ave STE 400
Miami, Fl 33169-4528
Phone: 786-321-7982

As local community members, we possess in-depth knowledge of the region, ensuring accurate assessments. 
As experts, we navigate the complex claims process, advocating for your rights. 
As professionals, we are a dedicated team ready to handle all aspects of your claim. 
As seasoned adjusters, we work with top contractors, litigators, and specialists. 
Don’t settle for less, choose Platinum Public Adjusters to handle your claim. 

The Negative Effects of Homeowner’s Insurance Claim Delays

Having damage to your home is an interruption of everyday life, and not employing the help of a public adjuster can have several negative effects.

A house is more than a structure, it’s your home. Rebuilding and restoring your home is essential not only for physical comfort but for your family’s well-being and sense of normalcy. Swift action with a public adjuster will help to receive a prompt settlement with a fair maximum payout, to get you back on your feet. Once a settlement is received the recovery process is started, damage is repaired, lost property is replaced, and normal life is able to resume. Regain your life, contact Platinum Public Adjusters today!

Homeowner’s Insurance Policy Damage Types

Homeowner’s Insurance Claim:
Frequently Asked Questions

What does a public claims adjuster do for a homeowner?

Platinum Public Adjusters will represent you as the policyholder in insurance claims, assessing property damage, preparing an insurance claim, negotiating with your insurance company, and securing a fair and maximum settlement on your behalf.

How does a public claims adjuster help me with my insurance claim?

Platinum Public Adjusters will handle the complex aspects of the claims process with ease due to our expert, in-depth knowledge of insurance policies, claim procedures, and property damage valuation.  We’ll document your loss, estimate the repairs, negotiate with your insurance company, and dedicate our efforts to get you the compensation you are owed.

Why can’t a homeowner rely on the insurance company’s adjuster?

An insurance company’s adjuster works for the insurer.  Hiring Platinum Public Adjusters ensures you have an adjuster that works for you, the policyholder.

How much does it cost to hire a public claims adjuster?

Platinum Public Adjusters works on a contingency fee basis.  Our fee is a percentage of the settlement amount you receive. The fees owed differ from claim to claim but are reasonable, considering the valuation of your claim is maximized with the help of Platinum Public Adjusters. We do not get a penny if we do not get you paid.

What types of homeowners insurance claims does Platinum Public Adjusters handle?

We help you receive money from your insurance for fire damage, water damage, mold damage, storm damage, theft, and vandalism. Do you have a question about what may be covered under your policy?

Do I need a public insurance adjuster?

Hiring a public adjuster can help you file and maximize your insurance claim. Learn how Platinum Public Adjusters does this in our blog article. To help you decide if you need a public insurance adjuster, read our blog article.

A/C Leak

After Platinum

Original Payment
– $210.82 –

Hurricane Damage

After Platinum

Original Payment
– $16,745.79 –

Kitchen Pipe Leak

After Platinum

– New Claim –

Fire Claim

After Platinum

– New Claim –

Platinum Public Adjusters IconPlatinum Public Adjusters

18425 Northwest 2nd Avenue #400, Miami

4.9 68 reviews

  • Avatar Renee Clark ★★★★★ a month ago
    I thank the Lord for the day Ray from Platinum Adjusters came to our doorstep offering his help after our home was damaged by Hurricane Ian. Citizens said our roof was fine and wanted … More to settle for a small sum to handle other damage they considered minor. Ray proved with drone photographs that our roof was indeed damaged and needed to be replaced. Ray, Enrique and the entire Platinum team worked tirelessly to obtain a settlement to make our home whole again. They were always available by phone or text to answer any questions we had and every person was very courteous and professional. I highly recommend this firm! Thank you so much Platinum!
  • Avatar Minh and Kelli ★★★★★ 2 months ago
    What an amazing job by Yogi and the team at Platinum!! They did all the work for me and made sure I was taken care of while keeping me updated the entire time. I am a person who likes … More to ask a lot of questions especially when money is involved. Yogi, Bianca, and the Platinum team always answered politely and never made me feel like I was bothering them. It’s so rare nowadays for a company to exceed all your expectations like Platinum did for me. I’m very happy with my experience and the results from Platinum. Yogi, Bianca, and everyone else involved thank you so much guys!!
  • Avatar Dave Austin ★★★★★ a month ago
    Platinum Public Adjusters stepped in and assisted myself as well as several friends and neighbors to collect insurance monies individual homeowner's are unable to get from these … More deceitful insurance companies. Platinum is experienced, fair, and knowledgeable in all phases of forcing these insurance companies to fulfill their monetary obligations. My heart feels sorrow for all of the poor souls that didn't use Platinum and ended up getting reimbursed pennies on the dollar from these insurance companies. I would rank most of these insurance companies on the level of drug dealers and Platinum Public Adjusters are our only defense.
  • Avatar N ★★★★★ a month ago
    Domingo is a 5 star adjuster in every way. I must say, he's not a wimp when it comes to fighting for your claim with insurance companies.After hurricane Ian, it was inconceivable … More to get any call back from my insurance company. I left dozens of voice messages & emails to no avail.Everything changed though, when I hired Domingo as my private insurance adjuster. He definitely is experianced & knowledgeable, very patient & very well spoken. He knows exactly how to deal with insurance companies & their runaround. I knew the more he fought for my claim, the outcome would be better for myself & for him.He was always available every single time I called him. It was very easy to get in contact with him.Domingo took all my frustration away during this long process & the outcome was a great success.I recommended Domingo to several neighbors & they're all grateful to have him handling their claims.I highly recommend anyone who has property damage to call Domingo first. The better you're informed on how he will work & fight for you, the more at ease you'll be.But, if you choose to fight it out on your own, once you reach the high stress level, just call Domingo. He'll take over your claim & the real battle begins with the insurance company.You will not regret it!Thank you Domingo for your persistantly hard work.Blessings to you & your family.